.rj22-flow {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.rj22-flow-item {
  display: flex;
  gap: 18px;
  padding: 28px 26px;
  background-color: var(--rj22-sand);
  border-radius: var(--rj22-radius);
  border: 1px solid var(--rj22-line);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.rj22-flow-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--rj22-shadow);
}

.rj22-flow-num {
  font-family: var(--rj22-serif);
  font-size: 1.6rem;
  color: var(--rj22-brass);
  line-height: 1;
  flex-shrink: 0;
}

.rj22-flow-body h4 { margin-bottom: 10px; }

.rj22-flow-body p {
  font-size: 0.92rem;
  color: var(--rj22-text-soft);
  margin-bottom: 14px;
}

.rj22-flow-time {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--rj22-green);
  background-color: rgba(20, 56, 43, 0.08);
  border-radius: 999px;
  padding: 5px 13px;
}

.rj22-requisites {
  background: linear-gradient(170deg, var(--rj22-sand-deep) 0%, var(--rj22-sand) 100%);
}

.rj22-requisites-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

.rj22-requisites h2 { margin-bottom: 28px; }

.rj22-req-block {
  background-color: var(--rj22-paper);
  border-radius: var(--rj22-radius);
  border: 1px solid var(--rj22-line);
  padding: 28px 28px 24px;
  margin-bottom: 22px;
}

.rj22-req-block h4 {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--rj22-line);
}

.rj22-req-block h4 i { color: var(--rj22-brass); }

.rj22-req-block li {
  position: relative;
  padding-left: 20px;
  font-size: 0.92rem;
  color: var(--rj22-text-soft);
  margin-bottom: 10px;
}

.rj22-req-block li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 11px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background-color: var(--rj22-green-soft);
}

.rj22-docs-list li {
  display: flex;
  gap: 16px;
  padding: 18px 0;
  border-bottom: 1px solid var(--rj22-line);
}

.rj22-docs-list i {
  color: var(--rj22-green);
  font-size: 1.05rem;
  margin-top: 5px;
  width: 26px;
  flex-shrink: 0;
}

.rj22-docs-list strong {
  display: block;
  font-size: 0.98rem;
  color: var(--rj22-ink);
  margin-bottom: 4px;
}

.rj22-docs-list span {
  font-size: 0.88rem;
  color: var(--rj22-text-soft);
}

.rj22-docs-note {
  display: flex;
  gap: 14px;
  margin-top: 26px;
  padding: 20px 22px;
  background-color: rgba(176, 135, 63, 0.12);
  border-radius: var(--rj22-radius-s);
}

.rj22-docs-note i {
  color: var(--rj22-brass);
  margin-top: 4px;
}

.rj22-docs-note p {
  font-size: 0.88rem;
  color: var(--rj22-text-soft);
}

.rj22-pay-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.rj22-pay-item {
  border-top: 2px solid rgba(210, 172, 107, 0.45);
  padding-top: 22px;
}

.rj22-pay-item i {
  display: block;
  color: var(--rj22-brass-light);
  font-size: 1.3rem;
  margin-bottom: 16px;
}

.rj22-pay-item h4 { margin-bottom: 8px; }

.rj22-pay-item p {
  font-size: 0.9rem;
  color: rgba(246, 242, 233, 0.72);
}

.rj22-faq-item {
  border: 1px solid var(--rj22-line);
  border-radius: var(--rj22-radius);
  margin-bottom: 14px;
  background-color: var(--rj22-sand);
  overflow: hidden;
  transition: border-color 0.25s ease, background-color 0.25s ease;
}

.rj22-faq-item.rj22-faq-open {
  border-color: rgba(176, 135, 63, 0.6);
  background-color: var(--rj22-paper);
}

.rj22-faq-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 26px;
  cursor: pointer;
}

.rj22-faq-head h4 {
  font-size: 1.05rem;
  font-family: var(--rj22-sans);
  font-weight: 600;
}

.rj22-faq-head i {
  color: var(--rj22-brass);
  font-size: 0.85rem;
  transition: transform 0.3s ease;
  flex-shrink: 0;
}

.rj22-faq-open .rj22-faq-head i { transform: rotate(45deg); }

.rj22-faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 26px;
}

.rj22-faq-open .rj22-faq-body {
  max-height: 340px;
  padding: 0 26px 24px;
}

.rj22-faq-body p {
  font-size: 0.94rem;
  color: var(--rj22-text-soft);
}

.rj22-faq-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
  margin-top: 44px;
  padding-top: 34px;
  border-top: 1px solid var(--rj22-line);
}

@media (max-width: 1024px) {
  .rj22-flow { grid-template-columns: repeat(2, 1fr); }
  .rj22-requisites-grid { grid-template-columns: 1fr; gap: 44px; }
  .rj22-pay-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .rj22-flow { grid-template-columns: 1fr; }
  .rj22-pay-grid { grid-template-columns: 1fr; }
  .rj22-faq-head { padding: 18px 20px; }
  .rj22-faq-head h4 { font-size: 0.98rem; }
  .rj22-faq-open .rj22-faq-body { max-height: 460px; padding: 0 20px 20px; }
}